Kirkland Hard Money Loans

When other lenders in Kirkland are too rigid in their pre-qualifications, or are moving too slowly for your needs, Veristone can step in to fill the gap. Put our speed, responsive service and simple hard money loan products to work for you.

The hard money loan is designed to assist Kirkland real estate investors who would like to close quickly on real estate purchase transactions, or to access existing equity on real estate already owned. Veristone's hard money loan is a fast and easy solution to realize your next investment opportunity. If you have a viable exit strategy that is short-term—within 12 months of the funding of the loan—Veristone's standard hard money loan is an excellent loan product to consider. This loan must be securitized in first lien position on either residential, multi-family, or commercial real estate; we do not extend hard money loans for land purchases.

Financial ventures can be tricky, and time is often of the essence. In certain situations where a traditional loan cannot be secured in a speedy fashion, a Kirkland hard money loan can be a great alternative.

When going the traditional route, the most significant factors in securing your loan are your credit score, income, and loan history, and the application process can be meticulous and time-consuming. Kirkland hard money loans are different. With these loans, collateral rather than credit score forms the basis of the loan, meaning that the funds you need can be secured based upon a percentage of the value of the collateral you can offer.

Securing a Kirkland hard money loan through Veristone will happen more quickly than securing a traditional loan, therefore, and the income and creditworthiness of the borrower simply are not the significant factors that they are when taking the traditional route. Moreover, since each hard money loan is evaluated individually, details like repayment schedules can be more flexible than in a traditional loan.

If you need funds for your business venture, and you need them quickly and easily, simply follow the instructions below to find out whether a Kirkland hard money loan from Veristone is the best option for you.

Our Location

Kirkland Location
123 5TH AVE
Kirkland, WA 98033
888-235-9237

FAQ

On what types of transactions can a hard money loan be used?

The hard money loan can be used by Kirkland real estate investors for: 1) Purchases, 2) Refinances, and 3) Cash-out Refinances.

What type of collateral is required to obtain a hard money loan? Is this loan a brokered loan? What is the hard money loan duration? Does Veristone order appraisals? What is the maximum loan-to-value (LTV)? What is the minimum FICO/credit score for the hard money loan? Can an Interest Reserve Account be built into the loan? Does the hard money loan contain a prepayment penalty?

Your hard money loan can be used for:

purchase transactions
refinance transactions
cash out transactions

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Loan Programs:

If you have a viable exit strategy that is short-term—within 12 months of the funding of the loan—Veristone’s standard bridge loan is an excellent loan product to consider. Your bridge loan can be used for (1) purchase transactions, (2) refinance transactions or (3) cash out transactions.
With our Fix & Flip loan, you’ll not only receive acquisition funds, you’ll also have access to a construction holdback account for the approved construction budget. This loan, specifically designed for Kirkland rehabbers, gives you an "all in one" loan program to help you acquire, rehab, and quickly sell a property.
We specifically designed the construction loan to be convenient for Kirkland investors, builders, and developers. Great terms, simple application process, and quick approvals. With our speedy approvals you can finalize plans, specs, and budgets—and start building sooner.
Our commercial loans are designed to help Kirkland investors move quickly on the purchase, refinance, and/or rehab of commercial, multi-family, or other investment properties. Every day, we fund deals of up to $20MM across the Western United States.

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